There are enough exceptions to say that credit policies can differ greatly from one bank to another. Myth 3 Banks only lend up to 70 of your DSR.
Myth 2 The maximum loan amount you can get from each bank doesnt vary much.
. This rates is effective from 1st January 2019 to 30th June 2019. Insurance is optional but must be financed by bank if taking insurance. Maximum borrowing amounts can even differ up to 3x between different banks.
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